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Guide me

Before deciding what to do with your money, think about:

1. Your financial goals

Are you saving for the long or the short term?

2. Your attitude to risk

You need to decide which funds to invest in.

3. Lump-sum investments or regular savings?

By saving regularly, you smooth out the return on your investment.

Alternatively, if you make a lump-sum investment, then 100% of your money is invested from day one.