What to do:
- Below are six statements about how you may feel about your retirement. Simply put them in order of importance to you, with 1 = MOST important and 6 = LEAST important.
- You can swap and change the statements until you are happy. Then click on the 'My Results' button for your result.
Drag and drop the statements below to rank them in order of importance.
Important Notes
This ARF or Annuity Tool is an educational tool designed to guide you in understanding whether an ARF or an Annuity might suit you best in retirement.
It is important to note that not all retirees have the option of choosing between an ARF or an Annuity at retirement. Some may be able to choose between investing part of their retirement fund in an ARF and part in an Annuity, while others have the choice of both. Your options will depend on your personal situation and this should be discussed with your financial advisor.
The tool does not constitute advice from Zurich Life. There are a number of important issues to consider when determining if an ARF and/or an Annuity is appropriate for you, and this tool may only include some of these. It is important that you review your overall situation and retirement needs with your financial advisor prior to making a decision.
By clicking 'I Understand', you are confirming that you understand that the ARF or Annuity Tool is an educational rather than advisory tool and is not a substitute for professional advice from your financial advisor.
- I want to leave a cash lump sum to my family if I die early in retirement.
- I want certainty that my fund will not get used up before I (or my spouse) die.
- I want to continue to leave my pension fund invested when I retire.
- I want a guaranteed steady income for life.
- I want to be able to access differing amounts as and when I need them rather than having a set income.
- I want to remove investment risk when I retire.
As illustrated above, you have given higher average rankings to the statements which are best supported by choosing to invest your retirement fund in an which suggests that when you retire an might be more suitable for you than an .