Cash & Deposit Funds

Cash funds tend to be the safest form of investment. They invest in cash deposits, like a bank account, with a specified level of interest. Cash funds will suit investors looking for low-risk investment options. However, they may not be suitable for long-term investments due to inflation, which erodes the real value of savings over time and potentially low levels of interest payable. Details of the different Cash and Deposit funds you can choose from are listed below.

The Deposit Plus (Series 2) Fund is a cash fund which offers you the flexibility to move into equity markets at a time of your choosing.

  • Invests in a variable rate deposit account with AIB Bank
  • Risk rating: 1

The Variable Rate Deposit (Series 3) Fund is a cash fund offering a high level of security and the opportunity to earn a competitive interest rate on an investment.

  • Invests in a variable rate deposit account with RaboDirect.
  • Risk rating: 1

This fund is invested in deposits with leading institutions and money market instruments. In terms of currency the fund is managed from the point of view of a eurozone investor. This fund is managed by Zurich Life.

  • Managed by Zurich Life.
  • Invests in deposits and money market instruments.
  • Risk rating: 1
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.

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