P4AA

Cautiously Managed Fund

The Cautiously Managed Fund seeks to achieve growth through income and capital gains from a well-diversified portfolio of bonds, equities and cash.

Main features

  • An actively managed fund investing in a diversified portfolio of bonds, equities and cash.
  • Indicative equity range: 20% - 50% of the value of the fund.
  • Risk rating: 4

Who should invest in the fund?

  • Appeals to investors who are seeking real returns over the medium to long term from a well-diversified fund investing in bonds, equities and cash.
  • The fund is suitable for investors who are comfortable with a medium level of risk.

Find out if this fund is available for your product choice (PDF - 278 KB)

How it works

Investors can benefit from the performance of a well-diversified portfolio of investments (equities, bonds and cash), together with active management of these asset classes.

The bond portion of the fund is comprised of bonds issued by governments, supranational bodies, other investment grade corporate and non-sovereign bonds and/or bond-based financial instruments.

The equity portion is invested in global equities and equity-based financial instruments.

The aim of the fund is to offer investors real returns through participation in an actively managed fund. The bond portion of the fund is managed against a benchmark of the Merrill Lynch Eurozone Government Over 5 Year Bond Index. The equity portion of the fund is benchmarked against the FTSE World Index.

The fund is managed from the point of view of a eurozone investor. As this fund invests some of its assets outside the eurozone, a currency risk arises for a euro investor. This fund is managed by Zurich Life.

Asset Split**

Annualised Performance (%)*

*Notes: Annual management charges (AMC) apply. The fund performance shown is before the full AMC is applied on your policy.

Returns are based on offer/offer performance and do not represent the return achieved by individual policies linked to the fund.

The fund price/performance shown is for the Pension / Gross of Tax Funds category.

*Source: Zurich Life

**Note: Asset Splits are updated monthly.

Why Zurich Life?

At Zurich Life, we believe that the macro economic environment is the key driver for investment market themes. We are business cycle investors, and our portfolios are constructed to take advantage of investment opportunities over all parts of the economic cycle.

Our investment managers closely co-operate to make decisions across assets, markets and sectors, taking a 'top-down' approach to identify trends and to bring the best investment opportunities to our clients.

It's widely accepted that long-term investment returns within an investor's portfolio are driven by asset allocation. Asset allocation decisions have become increasing complex over the years, due to a changing economic landscape and market volatility. At Zurich Life, we have a reputation for making the right investment decisions at the right time.

Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.

Get in touch

Call our Financial Planning Team

Arrange a callback from us

Get local advice