Family Protection

When you have a family, your priorities change. Instead of thinking only of yourself - you're dedicated to looking after your family and their needs. What would happen if the unexpected happened and you weren't able to provide for your family? A life insurance plan can be used to safeguard your family from the financial uncertainty and hardship that comes with serious illness or death. There are a number of options to choose from, depending on your circumstances.

People are living longer than ever before. As a result, the chance of being diagnosed with a serious illness at some point in your life is greater. Many illnesses that were once incurable can now be treated successfully. However, this can lead to additional expenses while you recuperate. Find out more about Serious Illness Cover.

A Term Protection plan brings you life insurance over an agreed term. If you die or become ill during this term, your family will be provided for financially. It may make sense to avail of this cover for your key working years, when you have dependents who rely on your income. Find out more about this plan.

Pension Term Protection is life insurance that covers the period of time up until retirement. If you die during this term, your family will receive a payment to ensure they do not suffer financial hardship. There is tax relief available on the premiums you pay under this plan. Learn more about this plan.

Whole of life cover is an insurance plan that lasts for a whole lifetime, and is not limited to a specific term. If you pass away this policy will provide a lump sum payment to your family. This plan will also protect your loved ones from the burden of inheritance tax. Find out more about Whole of Life Cover.

A life Insurance plan may cost less than you think. Use our handy Life Cover Calculator to estimate how much your premium will be.

Our inheritance tax liability calculator will give you an estimate of the level of inheritance tax your family may be liable for.

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