What are the benefits of a pension?
Pensions are not what they used to be
With greater control and more flexibility, you can choose a pension plan that gives you the freedom to spend your retirement as you wish.
Helps you live the life you want
Your retirement years needn't be your twilight years. With most of us living longer and healthier lives than our parents and grandparents, we have more pensionable years to look forward to. Starting your pension now could help you do the things you've always wanted to do when you retire.
The State Pension (Contributory) may not be enough
Ireland's State Pension (Contributory) stands at about €230 per week, less than half the current average industrial weekly wage. While the State Pension (Contributory) can help you get by, it may not be enough to allow you to live the active retirement that you want.
You're never too young or old to start
It's never too early or too late to start saving for your retirement. The earlier you start, the more you should have saved for your retirement. And with plenty of options, you can choose a pension that suits your life stage.
Start, stop, restart
Your pension shouldn't stop you enjoying your life, that's why you can take payment breaks if you need to. You can also reduce or increase your contributions as your circumstances change.
You could save more than you think
With the government offering generous tax relief on pension contributions, starting your pension now could be one of the best financial decisions you make.