Earth Resources Fund

This fund is closed to new business

The Earth Resources Fund is designed to offer investors exposure to the world's physical resources. It is a unit-linked fund with strong growth potential that invests in and targets equal exposure to a range of diverse assets: oil, alternative energy, precious metals and agriculture.

Main features

  • Opportunity to invest in a diversified portfolio of non-traditional investments including oil, alternative energy, precious metals and agriculture.
  • A currency risk arises as the majority of the investments held are currently transacted in US$.
  • Indicative allocation of each asset:
    • Oil 20-30%
    • Alternative Energy 20-30%
    • Precious Metals 20-30%
    • Agriculture 20-30%
  • Risk rating: 5

Who should invest in the fund?

  • Suitable for investors who wish to gain exposure to assets that offer a potential for high long-term real returns but are also prepared to accept that these investments may be subject to a high level of volatility.
  • This fund will generally appeal to investors who are comfortable with a high level of risk.
  • Appeals to investors with a medium to long term investment horizon.

Find out if this fund is available for your product choice (PDF - 110 KB)

How it works

The increasing demand for physical resources, resulting from an expanding population and economic growth in emerging markets, underpins the potential for this fund to provide strong investment returns.

To maintain a balanced portfolio the fund will be monitored and rebalanced if any asset moves significantly outside its guideline exposure. Exposure to each asset will be reset to 25% on rebalancing. A currency risk arises as the majority of the investments held are currently transacted in US$.

Asset Split**

Annualised Performance (%)*

*Notes: Annual management charges (AMC) apply. The fund performance shown is before the full AMC is applied on your policy.

Returns are based on offer/offer performance and do not represent the return achieved by individual policies linked to the fund.

The fund price/performance shown is for the Pension / Gross of Tax Funds category.

*Source: Zurich Life

**Note: Asset Splits are updated monthly.

Why Zurich Life?

At Zurich Life, we believe that the macro economic environment is the key driver for investment market themes. We are business cycle investors, and our portfolios are constructed to take advantage of investment opportunities over all parts of the economic cycle.

Our investment managers closely co-operate to make decisions across assets, markets and sectors, taking a 'top-down' approach to identify trends and to bring the best investment opportunities to our clients.

It's widely accepted that long-term investment returns within an investor's portfolio are driven by asset allocation. Asset allocation decisions have become increasing complex over the years, due to a changing economic landscape and market volatility. At Zurich Life, we have a reputation for making the right investment decisions at the right time.

Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.

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