Diversified Assets Fund

This fund is closed to new business

The Diversified Assets Fund is a diversified unit-linked fund that invests in and targets equal exposure to four asset classes: equities, bonds, property and commodities.

It aims to reduce the volatility of investment returns by investing in a combination of asset classes with low correlations, while maintaining the potential to deliver strong returns.

Main features

  • Actively managed multi-asset fund with equal investments in equities, bonds, property and commodities.
  • Indicative allocation to each asset class: 20% to 30% of the value of the fund.
  • Risk rating: 4

Who should invest in the fund?

  • Designed for investors who are comfortable with a medium to high level of risk.
  • For investors who have a medium to long term investment horizon.

Find out if this fund is available for your product choice (PDF - 110 KB)

How it works

The fund gains exposure to the various asset classes by investing in the following funds: International Equity Fund, Active Fixed Income Fund, European (Ex-UK) Property Fund, Australasia Property Fund and Global Energy & Metals Fund.

To maintain a balanced portfolio, the fund will be monitored and rebalanced if any asset class moves significantly outside its guideline exposure. Exposure to each asset class will be reset to 25% on rebalancing.

The fund is managed from the point of view of a eurozone investor and as this fund invests some of its assets outside the eurozone, a currency risks arises for a euro investor.

Asset Split**

Annualised Performance (%)*

*Notes: Annual management charges (AMC) apply. The fund performance shown is before the full AMC is applied on your policy.

Returns are based on offer/offer performance and do not represent the return achieved by individual policies linked to the fund.

The fund price/performance shown is for the Pension / Gross of Tax Funds category.

*Source: Zurich Life

**Note: Asset Splits are updated monthly.

Why Zurich Life?

At Zurich Life, we believe that the macro economic environment is the key driver for investment market themes. We are business cycle investors, and our portfolios are constructed to take advantage of investment opportunities over all parts of the economic cycle.

Our investment managers closely co-operate to make decisions across assets, markets and sectors, taking a 'top-down' approach to identify trends and to bring the best investment opportunities to our clients.

It's widely accepted that long-term investment returns within an investor's portfolio are driven by asset allocation. Asset allocation decisions have become increasing complex over the years, due to a changing economic landscape and market volatility. At Zurich Life, we have a reputation for making the right investment decisions at the right time.

Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.

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