PBAA

Balanced Fund

The Balanced Fund invests in a well-diversified portfolio of global equities and equity-based financial instruments. It also invests in bonds issued by governments, supranational bodies and other investment grade corporate and non-sovereign bonds and/or bond-based financial instruments.

Main features

  • Indicative equity range: 50% - 75% of the value of the fund.
  • Actively managed fund with investments in equities, bonds and cash.
  • Aims for competitive growth with medium to high risk.
  • Risk rating: 5

Who should invest in the fund?

  • It will appeal to investors who are seeking competitive returns from a fund with a balanced, but well-diversified, equity content.
  • It is also suitable for investors who are comfortable with a medium to high level of risk and have a have a medium to long term investment horizon.

Find out if this fund is available for your product choice (PDF - 210 KB)

How it works

The aim of this fund is to offer investors competitive returns through participation in an actively managed fund. The investor can benefit from the performance of a well-diversified portfolio of investments (equities, bonds and cash), together with active management of the asset classes with reference to a clearly defined indicative equity range.

In terms of currency, the fund is managed from the point of view of a eurozone investor. As this fund invests some of its assets outside the eurozone, a currency risk arises for a euro investor. This fund is managed by Zurich Life.

Asset Split**

Annualised Performance (%)*

*Notes: Annual management charges (AMC) apply. The fund performance shown is before the full AMC is applied on your policy.

Returns are based on offer/offer performance and do not represent the return achieved by individual policies linked to the fund.

The fund price/performance shown is for the Pension / Gross of Tax Funds category.

*Source: Zurich Life

**Note: Asset Splits are updated monthly.

Why Zurich?

Our investment team is based in Blackrock, Co. Dublin and is responsible for managing funds of approximately €21.6 billion*. The most senior members of the investment team have been together for more than fifteen years. It is the close co-operation of our fund managers in making investment decisions across assets, sectors and markets that differentiates us from other fund managers. We have an integrated team-based investment process which ensures that we implement our investment strategy quickly and effectively. We are active investment managers with a macro-economic approach, which is top-down and asset allocation driven. We construct our portfolios to allow us to take advantage of opportunities over all parts of the economic cycle. Zurich has an excellent reputation for investment performance and customer service.

*Source: Zurich, March 2017.

Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.

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