What are the benefits of a pension?

Pensions are not what they used to be

With greater control and more flexibility, you can choose a pension plan that gives you the freedom to spend your retirement as you wish.

Helps you live the life you want

Your retirement years needn't be your twilight years. With most of us living longer and healthier lives than our parents and grandparents, we have more pensionable years to look forward to. Starting your pension now could help you do the things you've always wanted to do when you retire.

The State Pension (Contributory) may not be enough

Ireland's State Pension (Contributory) stands at about €230 per week, less than half the current average industrial weekly wage. While the State Pension (Contributory) can help you get by, it may not be enough to allow you to live the active retirement that you want.

You're never too young or old to start

It's never too early or too late to start saving for your retirement. The earlier you start, the more you should have saved for your retirement. And with plenty of options, you can choose a pension that suits your life stage.

Start, stop, restart

Your pension shouldn't stop you enjoying your life, that's why you can take payment breaks if you need to. You can also reduce or increase your contributions as your circumstances change.

You could save more than you think

With the government offering generous tax relief on pension contributions, starting your pension now could be one of the best financial decisions you make.

We're here to help

Starting your pension is a big decision, but it's not one you have to make alone - we're here to help. Our pension calculators can help you decide how much you may need to save each month. You can also get independent, impartial guidance from a financial advisor near you.

Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.

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