TASA

Pathway 3 Fund

This is a low to medium risk multi-asset fund that invests in a diversified range of global asset classes, including equities, bonds, property, cash and alternative assets. Its aim is to generate long-term capital growth, with a volatility range of 2-5% over a rolling five year period.

Main features

  • Diversified range of asset classes including equities, bonds, property, cash and alternative assets.
  • Its aim is to generate long-term capital growth.
  • A target volatility of 2-5% over a rolling five year period.
  • Risk rating: 3

Who should invest in the fund?

  • Pathway 3 is designed for the low to medium risk, cautious investor, looking for a broadly balanced, globally diversified portfolio designed to perform through shifting market conditions. It's designed for investors with a medium to long term investment horizon.

Find out if this fund is available for your product choice (PDF - 278 KB)

How it works

Pathway 3 is a low to medium risk, fully diversified multi-asset fund, that is actively managed by our investment team to generate long-term growth through capital gains and income.

The typical investment range of the fund is:

  • Equities: 10-35%
  • Property: 0-15%
  • Alternatives: 0-20%
  • Bonds: 0-30%
  • Cash/Short Term Bonds: 50-70%

The typical investment range of each fund can change.

Alternatives can include precious metals such as gold and copper, as well as investments in water infrastructure and agriculture. Our investment team assess the asset allocation on a continuous basis.

The fund is managed from the point of view of a eurozone investor and as this fund invests some of its assets outside the eurozone, a currency risks arises for a euro investor.

Asset Split**

Annualised Performance (%)*

*Notes: Annual management charges (AMC) apply. The fund performance shown is before the full AMC is applied on your policy.

Returns are based on offer/offer performance and do not represent the return achieved by individual policies linked to the fund.

The fund price/performance shown is for the Pension / Gross of Tax Funds category.

*Source: Zurich Life

**Note: Asset Splits are updated monthly.

Why Zurich Life?

At Zurich Life, we believe that the macro economic environment is the key driver for investment market themes. We are business cycle investors, and our portfolios are constructed to take advantage of investment opportunities over all parts of the economic cycle.

Our investment managers closely co-operate to make decisions across assets, markets and sectors, taking a 'top-down' approach to identify trends and to bring the best investment opportunities to our clients.

It's widely accepted that long-term investment returns within an investor's portfolio are driven by asset allocation. Asset allocation decisions have become increasing complex over the years, due to a changing economic landscape and market volatility. At Zurich Life, we have a reputation for making the right investment decisions at the right time.

Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.

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